How Bad is Collections for Credit?

How Bad is Collections for Credit

Do you know there’re ways for you to stay in your home for more than two years, without making any mortgage payments? Well, there are!!! Even if you already tried, unsuccessfully, to get help under Obama’s new plan or any other foreclosure assistance program. Keep reading How Bad is Collections for Credit!

Yeah, you heard right!  If you know exactly what to do and how to do it, you can find your way around the system to avoid foreclosure for a very long time and stay in your home without any effort on your part, saving yourself thousands of dollars, or even saving your home if in the near future; let’s say in a year, a year and a half or so, your financial situation improves, and you may then qualify for a Foreclosure Assistance Program…

It is all about learning how to avoid foreclosure by delaying the foreclosure process continuously. In fact, is very easy to learn how to stop foreclosure on your own once you know how to do it…

So, if you’re thinking about letting your house go to foreclosure because you think you can’t afford your regular or even refinanced mortgage payments any longer because you lost your job, or just don’t have a regular income anymore; I’m extremely relieved that you’ve found my site because not only will my story shock you, It’ll certainly save your home from foreclosure, save your family from desperation, save you a lot, and I mean a lot of money, as well as many headaches, and the well being of your family.

You’ll know exactly; when I was about to lose my home to foreclosure almost 3 years ago, and in the worst situation I have ever been in my entire life I was able to stay in my home, and today, I’m still here, without making any payments at all.

My name is Alfred Sant. I’ve been living in my home without making mortgage payments for almost 3 years, and I plan to stay this way for at least 1 or 2 more years, and I’m sure it’s possible. Don’t get me wrong, now I can afford to pay my mortgage payments, but I’m so upside down in my loan, that I just won’t do it.

I Have Been There Too.

I know exactly what you’re going through because I’ve been there too. I’ve felt the stress and disconcerting feeling of being behind in my mortgage payments and facing foreclosure, without knowing what to do.

how bad is collections for credit

About 3 years and a half ago, I had a good life, I was married to a beautiful woman, we got a successful business and I was pretty much happy. But slowly things started to change.

  About that time, the economy began to slow down, our car business started to lose money, bills and food started to increase and suddenly we were not able to afford our mortgage payments anymore, we used up every penny we had saved and smashed all of our credit cards.

The business went bankrupt, and just 3 months after being late we received the notice of foreclosure. Imagine this: I had no income whatsoever, and with the money, my wife was making we couldn’t even pay the bills and put food on the table.

And listen carefully; when the financial situation hits families, marriages do break down. Yes, on top of everything, my wife decided to leave and take her income somewhere else. I was devastated. She left, and I was suddenly, alone, with no income, no money even to put food on my table, and my home was about to go into foreclosure.

My mother help me with some small loans, so at least I could keep electricity, and water and put some food in my mouth. And the I did the worst thing I could ever do; I took that money and went in a drinking spread until I got caught, and I was put in jail for DUI.

I was desperate and ashamed, and yes, the idea to take my life crossed my mind a few times. That’s God’s honest truth, and now I’m not afraid to say it anymore. If you’ve never been in that situation, and I hope you’re not, you’ll never know.

For my DUI, I was unable to find another job, but something suddenly happens in my life, that woke me up, and I told myself not matter the chaotic of my situation was I wouldn’t give up. To make a long story short, I dedicated myself to learn how to avoid foreclosure and to find ways to keep my home from going to foreclosure, because if I’d lose my home I would’ve had absolutely nowhere to go.

So I devoted myself to fight foreclosure 24/7. I got loans from family members to pay lawyers, I went to seminars, I dealt with all counseling agencies, and for a year or more I was able to succeed in my decision of keeping my home. I stared selling everything I had on e-bay, including furniture, jewels, my tank fish, my refrigerator, etc, etc; I had to put food in my mouth somehow.

And that was when it hit me! I saw homeowners losing their homes just a few months after they stopped making payments and I knew it didn’t have to be that way because I had been able to learn how to stop foreclosure for about fifteen months by that time. That’s when I decided to create an e-book.

See, I discovered that I could fight foreclosure all by myself, without having to pay a penny to anybody, and I could do it legally. So if I did; then anybody could learn HOW TO STOP FORECLOSURE as well…

How I Have Been Able To Help So Many Families

So I thought; If I can put that information in the hands of so many homeowners, I would do two great things at once; I would help so many people to stay in their homes, even families that couldn’t afford to make any kind of mortgage payments at all, and at the same time I would make some money to pay my Bills.

That changed my life completely. My book was a total success. I sold hundreds of e-books just in a couple of months, and answer thousands of e-mails from desperate people in need of help. I’ve been able to help hundreds of families to stay in their homes, and believe me; that’s the most rewarding feeling I’ve ever felt in my whole life.

That lead me to other ways to make money in the internet, and now I make a full-time living just using my computer (my pc was the only thing I didn’t sell). Now I’m making more money than I’ve ever made in my entire life. I can’t stop wondering why there aren’t many more people making money online.

But this is my point; if I did it, after all, I went through, anybody can do it. It doesn’t matter what your current situation is, how bad are you hurting right now, there’s hope, don’t give up, just stand up and fight, because take it from me, if you decide you can do it, and take action, you’ll end up doing it.

You Still Can learn HOW TO AVOID FORECLOSURE  and Keep Your Home Even If:

  • rie You already have the foreclosure complaint or foreclosure notice
  • rie If you already called your lender and didn’t qualify for a repayment plan
  • rie If you lost your job or have no income at all
  • rie If you already had a repayment plan before and fail that previous agreement
  • rie If you already or will file for bankruptcy
  • rie No matter how bad your credit  

I’ve come a long way, now I’ve written hundreds of ‘how to stop foreclosure’ articles and reports for more than 1,000 e-zines and Articles Sites, Popular Blogs, Newsletters, and Social Networking Sites, and my articles now appear in the first pages of Google, Yahoo, and MSN Search Engines.

I’ve been helping homeowners to stay in their homes for a few years now, and for me, it’s a very gratifying feeling every time I receive an e-mail or a letter from the people who have been able to stay in their homes and avoid foreclosure. It’s really an amazing feeling knowing that I’m making a difference in many people’s lives.

Yes, the truth is that there are some people out there, like me, that have been able to stay in their homes for a very long time, without making mortgage payments, and you can do it too, read on

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